1. Personal Information that you share with us
Information provided by you: We process and store information that you submit to us, on the basis of this data, we obtain a “payday loan” with reference to the application that you submit on our site. The personal details as your name, home address, email address, employment and financial data with phone number is used in the furnishing loan for you. You are not obliged to submit each and every detail if you wish so, but then the problem is you might lose out in taking advantages of some of the features. The information provided by you is used to match the profile of the lender with you, or for responding to your requests, bringing improvements in our website, for establishing a contact with you or for customizing business for you. If you would be willing, we would give your details to the companies in whose product or services you would be interested in. Our “opt-in/opt-out” selection of Section 4 in this policy can give further guidance.
Cookies: We use cookies to establish a relationship with you and then give you bespoke business experience. Cookies are a type of small programs that is transferred to hard drive; one can also disable them through the web browser toolbar, where with the help of the help button, the desired can be achieved. You only have to follow the instructions to set in the way you want. Cookies give you several options of visiting other sites or staying anonymous, you can opt for your choice.
Other Information: We register you with your IP or internet Protocol address, which is unique to every computer. This enables us to automatically collect your email addresses, types of browsers, then operating systems and the URL id of the sites which you visit.
Information from other sources: The information which we get from sources as from shipping company or some other sources are used to update our information data. This enables better delivery of product or better communication with you.
2. The way we use information
Agents, these are the people who help us or work on our behalf like delivering of packages, email or sending postal mail or processing credit card payments. They know about your personal details, but do not use it for any other purposes.
Special Offers, these we send on regular basis to keep you informed about any new schemes or services, but you have choice to “opt-out” of it. We even send offers of other companies, you can choose to opt-out of this too. We do not share any personal information for this. Check out our “opt-in/ opt-out” policy below.
Business Transfers, your personal information is one of the assets which might get shared during sale, purchase or growth of the business. If at all we are acquired by another company, then your information is shared or transferred with the partner associate.
Law Enforcement, on the order of court, if share personal information. In case there is requirement of information for protecting life, safety, or property, then we share personal information without hesitation especially if it is related with fraud protection and reduction of credit risk.
3. Security of your information
With the help of Secure Sockets Layer (SSL) software that encrypts any information that you give, we secure your information during transmission.
- Encryption is used to safeguard information
- Firewall is used to against unlawful intrusion
- Access to information is restricted to “need to know”
- Only the last five digits of your credit card numbers is disclosed. Only to credit card Company, your number is given.
4. Make your choice: Opt-in or Opt-out
We respect your discretion, so make your own decision over emails and special offers and let us know about it. If you do not want to receive them, you can opt out and stay hooked if you are interested in knowing what’s new. The default settings are as follows.
- Request for sending email and mails on special offers on products and services.
- Request for not sending email and mails on special offers on products and services.
- Request for sending email or mail from other companies about special offers and services with the related products.
- Request for not sending email or mail from other companies about special offers and services with the related products.
5. Our site is not for children, to use the products and services that we offer, you have to be 18 and above. If otherwise then a parent’s or guardian’s involvement is mandatory.
6. Other Websites
There are many links on our site, if you connect with any site, it is at your own risk and we recommend you to consult the privacy policy of that site. Many sites do not give an assurance of not sharing the personal information. So it is better to read the privacy policy and you can even consult guidelines given by the Online Privacy Alliance (www.privacyalliance.org).
7. Customer Notice
As a statutory warning, we would like to tell our customers that Payday loan is not a great idea for long-term financial solution. The characteristic of the loan is advance against your payday, so it should be taken for solving short-term financial crisis. For any other purpose related with credits, one should go for credit counseling. As Payday loan, we forewarn our customers to take only a minimum amount that would be enough to meet the present need and is manageable.
We would like to bring to the notice of the applicants of cash advance/ payday loans, that through this website; we act as match maker and match the profile of the participating lenders with that of the applicants’. The website is a channel or a network and applicants can apply for short-term loans up to $1500 (Dependent on State Regulations), some lenders do not even give $1500. We are not a lender, we do not broker loans to lenders and we do not make any decisions related with cash advances or credit. We are not authorized to solicitation or offer to lend. Our work is only to submit your application and the information provided by you to the lender’s network. We do not hold jurisdiction to approval of cash advance loan, hence cannot guarantee if your loan application would be approved or not.
8. Loanseye.com is not a bank or a lender
The operator of the site has restricted role as we are not lender, an agent, a bank or broker or representative of any participating lender on this website. We neither charge a fee for any product or service nor endorse any product or service. The time taken in the transfer of loan money is entirely dependent on the lender and your financial institution. We do not have any role in that, rather this service is not for all the states and the list of States that we service through our website can change without any prior notice. We do not hold any responsibility for details, questions or any concern with your cash advance, for matters related with loan or cash, please contact your lender directly. As a reminder and to encapsulate Cash Advance or Payday loans are short-term loan and are meant to solve immediate crisis, do not keep it for long term solution. The service and offer of the site is void where it is prohibited by the state. We do not constitute solicitation or an offer for cash advance/ payday loans.
